I have no accrued savings of earnings. Income taxes take away even the most meager cushioning of funds. I have no retirement fund. I am on nobody's retirement roll. My wife's and my own social security combine to $9,000 per year. The tax experts tell me that the base of the U.S. government taxing theory relates to capitalism and its initially-amassed-dollars-investments in physical production facilities and the progressive depreciation of those physical properties. I operate in a differently accounted world in which there is nothing that I can depreciate wherewith to accrue further-initiative-funding capability. The "know-how" capital capability with which I operate is always appreciating at an exponentially multiplying rate.

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